About KittyPay
KittyPay is a simple record-keeping app for monthly group savings (often called a kitty, committee or BC). Members contribute a fixed amount every month and one member receives the pooled amount according to a schedule everyone can see.
KittyPay does not move, hold or process money. Members pay each other over UPI or bank transfer; KittyPay records who paid, what was verified and who received each payout, with a full audit trail.
KittyPay is a record-keeping tool. It is not a bank, payment processor or deposit-taking entity and never holds or transfers money. Holdbacks shown in KittyPay are accounting entries, not balances held by the app.